Stage 1: How to assess efficiency and competitiveness

Submissions

Submissions

Submissions received for the Superannuation Competitiveness and Efficiency commissioned study.

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* Submissions marked with an asterisk have omitted 'In confidence' content - part or all of the submission is not online.

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Submissions received before the release of the draft report are listed here.
No.NamePagesReceived
1 PDF documentPeter Hall (PDF - 207.2 KB) 826/02/2016
 Word documentPeter Hall (Word - 30.0 KB)  
 Attachment (XLS - 75.9 KB)  
2 PDF documentAlex Finch (PDF - 190.6 KB) 703/03/2016
 Word documentAlex Finch (Word - 38.1 KB)  
3 PDF documentThird Horizon Consulting (PDF - 257.4 KB) 914/04/2016
 Word documentThird Horizon Consulting (Word - 360.9 KB)  
4 PDF documentAustralian Municipal Administrative Clerical and Services Union (PDF - 157.6 KB) 818/04/2016
5 PDF documentLuke Smith (PDF - 132.7 KB) 219/04/2016
 Luke Smith (RTF - 19.5 KB)  
6 PDF documentAssociation of Independent Retirees (AIR) (PDF - 110.4 KB) 319/04/2016
 Word documentAssociation of Independent Retirees (AIR) (Word - 128.9 KB)  
7 PDF documentFiduciary Friend Pty Ltd (PDF - 1.1 MB) 3019/04/2016
 Word documentFiduciary Friend Pty Ltd (Word - 1.1 MB)  
PDF documentAttachment: Trustee Tailored Super presentation (PDF - 1.2 MB) 2319/04/2016
8 PDF documentCorporate Superannuation Association (PDF - 3.6 MB) 619/04/2016
9 PDF documentDr Sue Taylor and Associate Professor Anthony Asher (PDF - 361.8 KB) 1919/04/2016
 Word documentDr Sue Taylor and Associate Professor Anthony Asher (Word - 81.3 KB)  
10 PDF documentCentre for International Finance and Regulation (CIFR) (PDF - 379.8 KB) 919/04/2016
 Word documentCentre for International Finance and Regulation (CIFR) (Word - 219.2 KB)  
11 PDF documentPricewaterhouseCoopers (PwC) (PDF - 164.3 KB) 420/04/2016
12 PDF documentDavid Hartley (PDF - 225.5 KB) 820/04/2016
 Word documentDavid Hartley (Word - 120.5 KB)  
13 PDF documentBruce Wilson (PDF - 91.2 KB) 420/04/2016
 Word documentBruce Wilson (Word - 44.3 KB)  
14 PDF documentCPA Australia (PDF - 91.6 KB) 220/04/2016
 Word documentCPA Australia (Word - 63.6 KB)  
15 PDF documentDepository Trust and Clearing Corporation (DTCC) (PDF - 325.9 KB) 220/04/2016
 Word documentDepository Trust and Clearing Corporation (DTCC) (Word - 163.7 KB)  
16 PDF documentQLD Nurses Union (PDF - 494.9 KB) 620/04/2016
17 PDF documentLaw Council of Australia (PDF - 105.2 KB) 1020/04/2016
18 PDF documentAustralian Council of Trade Unions (ACTU) (PDF - 292.9 KB) 1620/04/2016
19 PDF documentEnergy Super (PDF - 1.2 MB) 220/04/2016
20 PDF documentSMSF (PDF - 435.8 KB) 1621/04/2016
 Word documentSMSF (Word - 149.0 KB)  
21 PDF documentAnthony Asher (PDF - 814.6 KB) 2821/04/2016
22 PDF documentInstitute of Public Accountants (PDF - 209.7 KB) 821/04/2016
 Word documentInstitute of Public Accountants (Word - 56.2 KB)  
23 PDF documentDixon Advisory (PDF - 216.8 KB) 421/04/2016
24 PDF documentAustralian Chamber of Commerce and Industry (PDF - 289.6 KB) 1221/04/2016
25 PDF documentMichael Knight (PDF - 101.5 KB) 321/04/2016
 Word documentMichael Knight (Word - 36.1 KB)  
26 PDF documentDrew Walk and Co (PDF - 8.4 MB) 19721/04/2016
27 PDF documentChartered Accountants Australia and New Zealand (PDF - 97.3 KB) 2321/04/2016
28 PDF documentFinancial Planning Association of Australia (PDF - 548.5 KB) 2321/04/2016
29 PDF documentFinancial Services Council (PDF - 1014.8 KB) 2927/04/2016
PDF documentAttachment 1: Chilean Pension System - Relevance for Australia (PDF - 296.9 KB) 2227/04/2016
PDF documentAttachment 2: Financial performance of Australia's superannuation products (PDF - 488.0 KB) 2327/04/2016
30 PDF documentAustralian Institute of Superannuation Trustees (AIST) (PDF - 646.2 KB) 4927/04/2016
 Word documentAustralian Institute of Superannuation Trustees (AIST) (Word - 1.1 MB)  
PDF documentAttachment: Objective of superannuation (PDF - 730.2 KB) 1527/04/2016
31 PDF documentMercer (PDF - 1.1 MB) 3327/04/2016
 Word documentMercer (Word - 103.0 KB)  
32 PDF documentAustralian Prudential Regulation Authority (APRA) (PDF - 439.2 KB) 1627/04/2016
33 PDF documentCouncil of Small Business Organisations of Australia (COSBOA) (PDF - 249.8 KB) 602/05/2016
 Word documentCouncil of Small Business Organisations of Australia (COSBOA) (Word - 182.4 KB)  
34 PDF documentActuaries Institute (PDF - 6.7 MB) 16102/05/2016
35 PDF documentAustralian Securities and Investments Commission (ASIC) (PDF - 6.1 MB) 1004/05/2016
36Vanguard * in confidence content omitted--
37 PDF documentStephen Duckett (PDF - 26.5 KB) 113/05/2016
 Word documentStephen Duckett (Word - 25.3 KB)  
38 PDF documentIndustry Super Australia (PDF - 1.0 MB) 6516/05/2016
39MLC * in confidence content omitted--
40 PDF documentIndependent Contractors Australia (PDF - 272.7 KB) 816/05/2016
 Word documentIndependent Contractors Australia (Word - 169.5 KB)  
41 PDF documentMichael Pemberton (PDF - 61.7 KB) 121/05/2016
 Word documentMichael Pemberton (Word - 25.6 KB)  
42 PDF documentAssociation of Superannuation Funds of Australia (ASFA) (PDF - 580.1 KB) 3530/05/2016
PDF documentAttachment: Super Fund Ratings Methodology (PDF - 171.1 KB) 430/05/2016
43 PDF documentAlex Finch (PDF - 120.5 KB) 203/06/2016
 Word documentAlex Finch (Word - 28.7 KB)  
44 PDF documentAssociation of Superannuation Funds of Australia (ASFA) (PDF - 574.2 KB) 2009/06/2016
45 PDF documentMercer (PDF - 449.6 KB) 1115/06/2016
 Word documentMercer (Word - 65.8 KB)  
46 PDF documentActuaries Institute (PDF - 3.0 MB) 7416/06/2016

Submissions received after the release of the draft report are listed here.
No.NamePagesReceived
DR47 PDF documentPeter Mair (PDF - 122.9 KB) 302/08/2016
 Word documentPeter Mair (Word - 19.7 KB)  
DR48 PDF documentDavid Chessor (PDF - 39.3 KB) 104/08/2016
 Word documentDavid Chessor (Word - 25.2 KB)  
DR49 PDF documentJames McCahon (PDF - 46.2 KB) 104/08/2016
 Word documentJames McCahon (Word - 25.5 KB)  
DR50Name withheld * in confidence content omitted--
DR51 PDF documentPhillip Sweeney (PDF - 435.3 KB) 708/08/2016
DR52 PDF documentBradley Tait (PDF - 49.7 KB) 107/08/2016
 Word documentBradley Tait (Word - 25.9 KB)  
DR53 PDF documentGreg White (PDF - 81.2 KB) 307/08/2016
 Word documentGreg White (Word - 35.4 KB)  
DR54 PDF documentPhillip Sweeney (PDF - 228.9 KB) 710/08/2016
DR55 PDF documentSimon Russell (PDF - 69.2 KB) 512/08/2016
DR56 PDF documentPeter Reynolds (PDF - 68.4 KB) 123/08/2016
 Word documentPeter Reynolds (Word - 25.9 KB)  
DR57 PDF documentCentre for International Finance and Regulation (CIFR) (PDF - 314.1 KB) 731/08/2016
DR58 PDF documentStephen Ingate (PDF - 47.0 KB) 230/08/2016
 Word documentStephen Ingate (Word - 32.8 KB)  
PDF documentAttachment: Christopher Ingate complaint against HOST PLUS Super (PDF - 46.8 KB) 330/08/2016
 Word documentAttachment: Christopher Ingate complaint against HOST PLUS Super (Word - 35.5 KB)  
DR59 PDF documentAustralian Services Union (ASU) (PDF - 76.9 KB) 707/09/2016
DR60 PDF documentDe Santis Management Agency (PDF - 192.8 KB) 808/09/2016
 Word documentDe Santis Management Agency (Word - 25.8 KB)  
DR61 PDF documentMaureen Burke (PDF - 59.9 KB) 108/09/2016
 Word documentMaureen Burke (Word - 25.5 KB)  
DR62 PDF documentDiversity Council Australia (PDF - 288.1 KB) 108/09/2016
DR63 PDF documentAssociation of Independent Retirees (PDF - 135.9 KB) 508/09/2016
 Word documentAssociation of Independent Retirees (Word - 135.9 KB)  
DR64 PDF documentName withheld (PDF - 156.0 KB) 508/09/2016
 Word documentName withheld (Word - 38.3 KB)  
DR65 PDF documentAUSfund (PDF - 245.3 KB) 608/09/2016
 Word documentAUSfund (Word - 624.4 KB)  
DR66 PDF documentTailored Superannuation Solutions Ltd (PDF - 1019.3 KB) 1809/09/2016
DR67 PDF documentIQ Group (PDF - 500.2 KB) 509/09/2016
DR68 PDF documentWorkplace Super Specialists Australia (WSSA) (PDF - 2.8 MB) 809/09/2016
PDF documentAttachment: Workplace Financial Wellness Index (PDF - 2.4 MB) 4809/09/2016
DR69 PDF documentPricewaterhouse Coopers (PDF - 66.5 KB) 309/09/2016
DR70 PDF documentPeterson Research Institute (PDF - 582.9 KB) 3509/09/2016
 Word documentPeterson Research Institute (Word - 383.4 KB)  
PDF documentAttachment: Investment Risk and Portfolio Risk for Superannuation Directors and Trustees (PDF - 215.3 KB) 509/09/2016
DR71 PDF documentAustralian Centre for Financial Studies (PDF - 287.2 KB) 709/09/2016
DR72 PDF documentIndependent Fund Administrators & Advisers Pty Ltd (IFAA) (PDF - 151.6 KB) 909/09/2016
 Word documentIndependent Fund Administrators and Advisors Pty Ltd (IFAA) (Word - 1.8 MB)  
DR73 PDF documentGordon MacKenzie (PDF - 233.6 KB) 1109/09/2016
 Word documentGordon McKenzie (Word - 178.3 KB)  
PDF documentAttachment (PDF - 379.9 KB) 3209/09/2016
DR74 PDF documentAssociation of Financial Advisers (AFA) (PDF - 740.6 KB) 709/09/2016
DR75 PDF documentAustralian Association of Gerontology (AAG) (PDF - 292.6 KB) 409/09/2016
DR76 PDF documentAustralian Manufacturing Workers’ Union (AMWU) (PDF - 65.0 KB) 109/09/2016
DR77 PDF documentThe Depository Trust and Clearing Corporation (DTCC) (PDF - 332.0 KB) 309/09/2016
DR78 PDF documentAustralian Council of Trade Unions (ACTU) (PDF - 232.5 KB) 1109/09/2016
DR79 PDF documentMaurice Blackburn (PDF - 452.5 KB) 909/09/2016
DR80 PDF documentMatt Mushalik (PDF - 1.3 MB) 1209/09/2016
DR81 PDF documentWillis Towers Watson (PDF - 295.0 KB) 509/09/2016
DR82 PDF documentDavid Hartley (PDF - 207.5 KB) 409/09/2016
 Word documentDavid Hartley (Word - 112.8 KB)  
DR83 PDF documentAXIS Financial Group (PDF - 119.4 KB) 209/09/2016
 Word documentAXIS Financial Group (Word - 80.5 KB)  
DR84 PDF documentAustralian Super (PDF - 674.9 KB) 409/09/2016
DR85 PDF documentDeloitte (PDF - 148.4 KB) 409/09/2016
DR86 PDF documentCPA Australia (PDF - 157.1 KB) 409/09/2016
DR87 PDF documentSuper Simpler (PDF - 104.5 KB) 509/09/2016
 Word documentSuper Simpler (Word - 53.1 KB)  
DR88 PDF documentAIA Australia (PDF - 180.7 KB) 1709/09/2016
DR89 PDF documentChallenger (PDF - 248.5 KB) 2109/09/2016
PDF documentAttachment B: Comparing Retirement Income Strategies (PDF - 922.2 KB) 4609/09/2016
PDF documentAttachment C: Differences in mortality experience by health status and postcode (PDF - 183.8 KB) 2209/09/2016
DR90 PDF documentAMP (PDF - 250.4 KB) 609/09/2016
DR91 PDF documentFinancial Planning Association of Australia (PDF - 551.1 KB) 2709/09/2016
DR92 PDF documentCorporate Super (PDF - 3.2 MB) 409/09/2016
DR93 PDF documentAustralian Private Equity and Venture Capital Association Limited (AVCAL) (PDF - 116.6 KB) 909/09/2016
DR94Name withheld * in confidence content omitted--
DR95 PDF documentDr Mike Gilligan and Dr Stuart Craig (PDF - 425.0 KB) 1409/09/2016
PDF documentAttachment: Article in Tax Policy Journal - Australia's Superannuation on a Bigger Map (PDF - 219.8 KB) 1509/09/2016
DR96 PDF documentQSuper (PDF - 355.9 KB) 1419/09/2016
DR97 PDF documentWomen in Super (PDF - 428.6 KB) 812/09/2016
DR98 PDF documentThe Association of Superannuation Funds of Australia (ASFA) (PDF - 1.4 MB) 9313/09/2016
DR99Name withheld * in confidence content omitted--
DR100Name withheld * in confidence content omitted--
DR101Name withheld * in confidence content omitted--
DR102 PDF documentThe Australian Institute of Superannuation Trustees (AIST) (PDF - 650.2 KB) 7614/09/2016
 Word documentThe Australian Institute of Superannuation Trustees (AIST) (Word - 1.1 MB)  
DR103 PDF documentDixon Advisory (PDF - 2.1 MB) 2514/09/2016
DR104 PDF documentMercer (PDF - 2.0 MB) 6714/09/2016
 Word documentMercer (Word - 181.7 KB)  
DR105 PDF documentBombora (PDF - 2.5 MB) 2914/09/2016
DR106 PDF documentIndustry Super Australia (ISA) (PDF - 1.4 MB) 2812/09/2016
DR107 PDF documentSatish Chand (PDF - 380.7 KB) 316/09/2016
DR108 PDF documentSMSF Owners' Alliance (PDF - 447.6 KB) 619/09/2016
DR109 PDF documentActuaries Institute (PDF - 303.7 KB) 1716/09/2016
PDF documentAttachment: Superannuation Fund Disclosure Section 7.9.37 of Corporations Regulations (PDF - 407.4 KB) 1316/09/2016
DR110 PDF documentFinancial Services Council (FSC) (PDF - 908.2 KB) 4819/09/2016
DR111 PDF documentAustralian Prudential Regulation Authority (APRA) (PDF - 386.9 KB) 719/09/2016
DR112 PDF documentRice Warner (PDF - 611.8 KB) 3121/09/2016
DR113 PDF documentCHOICE (PDF - 440.8 KB) 1523/09/2016
DR114 PDF documentConsumer Action Law Centre, Berrill and Watson Lawyers and the Chronic Illness Alliance (PDF - 425.0 KB) 827/09/2016
DR115 PDF documentMLC (PDF - 491.5 KB) 4727/09/2016
DR116TAL * in confidence content omitted--