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Stage 1: How to assess efficiency and competitiveness
Study report
Submissions

Superannuation Competitiveness and Efficiency

Submissions

Submissions received for the Superannuation Competitiveness and Efficiency commissioned study.

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Submissions received before the release of the draft report are listed here.
No. Name Pages Received
1 Peter Hall (PDF - 207.2 KB) 8 26/02/2016
  Peter Hall (Word - 30.0 KB)    
  Attachment (XLS - 75.9 KB)    
2 Alex Finch (PDF - 190.6 KB) 7 03/03/2016
  Alex Finch (Word - 38.1 KB)    
3 Third Horizon Consulting (PDF - 257.4 KB) 9 14/04/2016
  Third Horizon Consulting (Word - 360.9 KB)    
4 Australian Municipal Administrative Clerical and Services Union (PDF - 157.6 KB) 8 18/04/2016
5 Luke Smith (PDF - 132.7 KB) 2 19/04/2016
  Luke Smith (RTF - 19.5 KB)    
6 Association of Independent Retirees (AIR) (PDF - 110.4 KB) 3 19/04/2016
  Association of Independent Retirees (AIR) (Word - 128.9 KB)    
7 Fiduciary Friend Pty Ltd (PDF - 1.1 MB) 30 19/04/2016
  Fiduciary Friend Pty Ltd (Word - 1.1 MB)    
Attachment: Trustee Tailored Super presentation (PDF - 1.2 MB) 23 19/04/2016
8 Corporate Superannuation Association (PDF - 3.6 MB) 6 19/04/2016
9 Dr Sue Taylor and Associate Professor Anthony Asher (PDF - 361.8 KB) 19 19/04/2016
  Dr Sue Taylor and Associate Professor Anthony Asher (Word - 81.3 KB)    
10 Centre for International Finance and Regulation (CIFR) (PDF - 379.8 KB) 9 19/04/2016
  Centre for International Finance and Regulation (CIFR) (Word - 219.2 KB)    
11 PricewaterhouseCoopers (PwC) (PDF - 164.3 KB) 4 20/04/2016
12 David Hartley (PDF - 225.5 KB) 8 20/04/2016
  David Hartley (Word - 120.5 KB)    
13 Bruce Wilson (PDF - 91.2 KB) 4 20/04/2016
  Bruce Wilson (Word - 44.3 KB)    
14 CPA Australia (PDF - 91.6 KB) 2 20/04/2016
  CPA Australia (Word - 63.6 KB)    
15 Depository Trust and Clearing Corporation (DTCC) (PDF - 325.9 KB) 2 20/04/2016
  Depository Trust and Clearing Corporation (DTCC) (Word - 163.7 KB)    
16 QLD Nurses Union (PDF - 494.9 KB) 6 20/04/2016
17 Law Council of Australia (PDF - 105.2 KB) 10 20/04/2016
18 Australian Council of Trade Unions (ACTU) (PDF - 292.9 KB) 16 20/04/2016
19 Energy Super (PDF - 1.2 MB) 2 20/04/2016
20 SMSF (PDF - 435.8 KB) 16 21/04/2016
  SMSF (Word - 149.0 KB)    
21 Anthony Asher (PDF - 814.6 KB) 28 21/04/2016
22 Institute of Public Accountants (PDF - 209.7 KB) 8 21/04/2016
  Institute of Public Accountants (Word - 56.2 KB)    
23 Dixon Advisory (PDF - 216.8 KB) 4 21/04/2016
24 Australian Chamber of Commerce and Industry (PDF - 289.6 KB) 12 21/04/2016
25 Michael Knight (PDF - 101.5 KB) 3 21/04/2016
  Michael Knight (Word - 36.1 KB)    
26 Drew Walk and Co (PDF - 8.4 MB) 197 21/04/2016
27 Chartered Accountants Australia and New Zealand (PDF - 97.3 KB) 23 21/04/2016
28 Financial Planning Association of Australia (PDF - 548.5 KB) 23 21/04/2016
29 Financial Services Council (PDF - 1014.8 KB) 29 27/04/2016
Attachment 1: Chilean Pension System - Relevance for Australia (PDF - 296.9 KB) 22 27/04/2016
Attachment 2: Financial performance of Australia's superannuation products (PDF - 488.0 KB) 23 27/04/2016
30 Australian Institute of Superannuation Trustees (AIST) (PDF - 646.2 KB) 49 27/04/2016
  Australian Institute of Superannuation Trustees (AIST) (Word - 1.1 MB)    
Attachment: Objective of superannuation (PDF - 730.2 KB) 15 27/04/2016
31 Mercer (PDF - 1.1 MB) 33 27/04/2016
  Mercer (Word - 103.0 KB)    
32 Australian Prudential Regulation Authority (APRA) (PDF - 439.2 KB) 16 27/04/2016
33 Council of Small Business Organisations of Australia (COSBOA) (PDF - 249.8 KB) 6 02/05/2016
  Council of Small Business Organisations of Australia (COSBOA) (Word - 182.4 KB)    
34 Actuaries Institute (PDF - 6.7 MB) 161 02/05/2016
35 Australian Securities and Investments Commission (ASIC) (PDF - 6.1 MB) 10 04/05/2016
36 Vanguard * in confidence content omitted - -
37 Stephen Duckett (PDF - 26.5 KB) 1 13/05/2016
  Stephen Duckett (Word - 25.3 KB)    
38 Industry Super Australia (PDF - 1.0 MB) 65 16/05/2016
39 MLC * in confidence content omitted - -
40 Independent Contractors Australia (PDF - 272.7 KB) 8 16/05/2016
  Independent Contractors Australia (Word - 169.5 KB)    
41 Michael Pemberton (PDF - 61.7 KB) 1 21/05/2016
  Michael Pemberton (Word - 25.6 KB)    
42 Association of Superannuation Funds of Australia (ASFA) (PDF - 580.1 KB) 35 30/05/2016
Attachment: Super Fund Ratings Methodology (PDF - 171.1 KB) 4 30/05/2016
43 Alex Finch (PDF - 120.5 KB) 2 03/06/2016
  Alex Finch (Word - 28.7 KB)    
44 Association of Superannuation Funds of Australia (ASFA) (PDF - 574.2 KB) 20 09/06/2016
45 Mercer (PDF - 449.6 KB) 11 15/06/2016
  Mercer (Word - 65.8 KB)    
46 Actuaries Institute (PDF - 3.0 MB) 74 16/06/2016

Post-draft submissions (70)

Submissions received after the release of the draft report are listed here.
No. Name Pages Received
DR47 Peter Mair (PDF - 122.9 KB) 3 02/08/2016
  Peter Mair (Word - 19.7 KB)    
DR48 David Chessor (PDF - 39.3 KB) 1 04/08/2016
  David Chessor (Word - 25.2 KB)    
DR49 James McCahon (PDF - 46.2 KB) 1 04/08/2016
  James McCahon (Word - 25.5 KB)    
DR50 Name withheld * in confidence content omitted - -
DR51 Phillip Sweeney (PDF - 435.3 KB) 7 08/08/2016
DR52 Bradley Tait (PDF - 49.7 KB) 1 07/08/2016
  Bradley Tait (Word - 25.9 KB)    
DR53 Greg White (PDF - 81.2 KB) 3 07/08/2016
  Greg White (Word - 35.4 KB)    
DR54 Phillip Sweeney (PDF - 228.9 KB) 7 10/08/2016
DR55 Simon Russell (PDF - 69.2 KB) 5 12/08/2016
DR56 Peter Reynolds (PDF - 68.4 KB) 1 23/08/2016
  Peter Reynolds (Word - 25.9 KB)    
DR57 Centre for International Finance and Regulation (CIFR) (PDF - 314.1 KB) 7 31/08/2016
DR58 Stephen Ingate (PDF - 47.0 KB) 2 30/08/2016
  Stephen Ingate (Word - 32.8 KB)    
Attachment: Christopher Ingate complaint against HOST PLUS Super (PDF - 46.8 KB) 3 30/08/2016
  Attachment: Christopher Ingate complaint against HOST PLUS Super (Word - 35.5 KB)    
DR59 Australian Services Union (ASU) (PDF - 76.9 KB) 7 07/09/2016
DR60 De Santis Management Agency (PDF - 192.8 KB) 8 08/09/2016
  De Santis Management Agency (Word - 25.8 KB)    
DR61 Maureen Burke (PDF - 59.9 KB) 1 08/09/2016
  Maureen Burke (Word - 25.5 KB)    
DR62 Diversity Council Australia (PDF - 288.1 KB) 1 08/09/2016
DR63 Association of Independent Retirees (PDF - 135.9 KB) 5 08/09/2016
  Association of Independent Retirees (Word - 135.9 KB)    
DR64 Name withheld (PDF - 156.0 KB) 5 08/09/2016
  Name withheld (Word - 38.3 KB)    
DR65 AUSfund (PDF - 245.3 KB) 6 08/09/2016
  AUSfund (Word - 624.4 KB)    
DR66 Tailored Superannuation Solutions Ltd (PDF - 1019.3 KB) 18 09/09/2016
DR67 IQ Group (PDF - 500.2 KB) 5 09/09/2016
DR68 Workplace Super Specialists Australia (WSSA) (PDF - 2.8 MB) 8 09/09/2016
Attachment: Workplace Financial Wellness Index (PDF - 2.4 MB) 48 09/09/2016
DR69 Pricewaterhouse Coopers (PDF - 66.5 KB) 3 09/09/2016
DR70 Peterson Research Institute (PDF - 582.9 KB) 35 09/09/2016
  Peterson Research Institute (Word - 383.4 KB)    
Attachment: Investment Risk and Portfolio Risk for Superannuation Directors and Trustees (PDF - 215.3 KB) 5 09/09/2016
DR71 Australian Centre for Financial Studies (PDF - 287.2 KB) 7 09/09/2016
DR72 Independent Fund Administrators & Advisers Pty Ltd (IFAA) (PDF - 151.6 KB) 9 09/09/2016
  Independent Fund Administrators and Advisors Pty Ltd (IFAA) (Word - 1.8 MB)    
DR73 Gordon MacKenzie (PDF - 233.6 KB) 11 09/09/2016
  Gordon McKenzie (Word - 178.3 KB)    
Attachment (PDF - 379.9 KB) 32 09/09/2016
DR74 Association of Financial Advisers (AFA) (PDF - 740.6 KB) 7 09/09/2016
DR75 Australian Association of Gerontology (AAG) (PDF - 292.6 KB) 4 09/09/2016
DR76 Australian Manufacturing Workers’ Union (AMWU) (PDF - 65.0 KB) 1 09/09/2016
DR77 The Depository Trust and Clearing Corporation (DTCC) (PDF - 332.0 KB) 3 09/09/2016
DR78 Australian Council of Trade Unions (ACTU) (PDF - 232.5 KB) 11 09/09/2016
DR79 Maurice Blackburn (PDF - 452.5 KB) 9 09/09/2016
DR80 Matt Mushalik (PDF - 1.3 MB) 12 09/09/2016
DR81 Willis Towers Watson (PDF - 295.0 KB) 5 09/09/2016
DR82 David Hartley (PDF - 207.5 KB) 4 09/09/2016
  David Hartley (Word - 112.8 KB)    
DR83 AXIS Financial Group (PDF - 119.4 KB) 2 09/09/2016
  AXIS Financial Group (Word - 80.5 KB)    
DR84 Australian Super (PDF - 674.9 KB) 4 09/09/2016
DR85 Deloitte (PDF - 148.4 KB) 4 09/09/2016
DR86 CPA Australia (PDF - 157.1 KB) 4 09/09/2016
DR87 Super Simpler (PDF - 104.5 KB) 5 09/09/2016
  Super Simpler (Word - 53.1 KB)    
DR88 AIA Australia (PDF - 180.7 KB) 17 09/09/2016
DR89 Challenger (PDF - 248.5 KB) 21 09/09/2016
Attachment B: Comparing Retirement Income Strategies (PDF - 922.2 KB) 46 09/09/2016
Attachment C: Differences in mortality experience by health status and postcode (PDF - 183.8 KB) 22 09/09/2016
DR90 AMP (PDF - 250.4 KB) 6 09/09/2016
DR91 Financial Planning Association of Australia (PDF - 551.1 KB) 27 09/09/2016
DR92 Corporate Super (PDF - 3.2 MB) 4 09/09/2016
DR93 Australian Private Equity and Venture Capital Association Limited (AVCAL) (PDF - 116.6 KB) 9 09/09/2016
DR94 Name withheld * in confidence content omitted - -
DR95 Dr Mike Gilligan and Dr Stuart Craig (PDF - 425.0 KB) 14 09/09/2016
Attachment: Article in Tax Policy Journal - Australia's Superannuation on a Bigger Map (PDF - 219.8 KB) 15 09/09/2016
DR96 QSuper (PDF - 355.9 KB) 14 19/09/2016
DR97 Women in Super (PDF - 428.6 KB) 8 12/09/2016
DR98 The Association of Superannuation Funds of Australia (ASFA) (PDF - 1.4 MB) 93 13/09/2016
DR99 Name withheld * in confidence content omitted - -
DR100 Name withheld * in confidence content omitted - -
DR101 Name withheld * in confidence content omitted - -
DR102 The Australian Institute of Superannuation Trustees (AIST) (PDF - 650.2 KB) 76 14/09/2016
  The Australian Institute of Superannuation Trustees (AIST) (Word - 1.1 MB)    
DR103 Dixon Advisory (PDF - 2.1 MB) 25 14/09/2016
DR104 Mercer (PDF - 2.0 MB) 67 14/09/2016
  Mercer (Word - 181.7 KB)    
DR105 Bombora (PDF - 2.5 MB) 29 14/09/2016
DR106 Industry Super Australia (ISA) (PDF - 1.4 MB) 28 12/09/2016
DR107 Satish Chand (PDF - 380.7 KB) 3 16/09/2016
DR108 SMSF Owners' Alliance (PDF - 447.6 KB) 6 19/09/2016
DR109 Actuaries Institute (PDF - 303.7 KB) 17 16/09/2016
Attachment: Superannuation Fund Disclosure Section 7.9.37 of Corporations Regulations (PDF - 407.4 KB) 13 16/09/2016
DR110 Financial Services Council (FSC) (PDF - 908.2 KB) 48 19/09/2016
DR111 Australian Prudential Regulation Authority (APRA) (PDF - 386.9 KB) 7 19/09/2016
DR112 Rice Warner (PDF - 611.8 KB) 31 21/09/2016
DR113 CHOICE (PDF - 440.8 KB) 15 23/09/2016
DR114 Consumer Action Law Centre, Berrill and Watson Lawyers and the Chronic Illness Alliance (PDF - 425.0 KB) 8 27/09/2016
DR115 MLC (PDF - 491.5 KB) 47 27/09/2016
DR116 TAL * in confidence content omitted - -

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